:root{--bg:#ffffff;--card:#ffffff;--muted:#4b5563;--text:#0f172a;--line:rgba(15,23,42,.12);--brand:#0ea5e9;--brand2:#22c55e;--shadow:0 10px 30px rgba(2,6,23,.08);--r:18px}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.65;color:var(--text);background:linear-gradient(180deg,#fff 0%, #fbfdff 60%, #ffffff 100%)}
a{color:inherit}
.container{max-width:1300px;margin:0 auto;padding:0 18px}
.topbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--brand),var(--brand2));box-shadow:var(--shadow)}
.brand b{letter-spacing:.2px}
.links{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.links a{font-size:14px;text-decoration:none;opacity:.92;padding:8px 10px;border-radius:999px;border:1px solid transparent}
.links a:hover{border-color:var(--line);background:rgba(2,6,23,.03)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;padding:11px 14px;border-radius:999px;border:1px solid var(--line);background:rgba(2,6,23,.02)}
.btn.primary{background:linear-gradient(135deg,rgba(14,165,233,.14),rgba(34,197,94,.12));border-color:rgba(34,197,94,.28)}
.hero{padding:40px 0 14px}
.heroGrid{display:grid;grid-template-columns:1.35fr .95fr;gap:18px;align-items:stretch}
@media (max-width:900px){.heroGrid{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow)}
.pad{padding:18px}
.h1{font-size:27px;line-height:1.12;margin:0 0 10px}
.lead{color:var(--muted);margin:0 0 16px}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:12px}
@media (max-width:700px){.kpis{grid-template-columns:1fr}}
.kpi{padding:12px;border-radius:14px;border:1px solid var(--line);background:rgba(2,6,23,.015)}
.kpi b{display:block;font-size:16px}
.kpi span{color:var(--muted);font-size:13px}
.heroImg{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);height:100%}
.heroImg img{width:100%;height:100%;object-fit:cover;display:block;min-height:300px}
.section{padding:18px 0}
.h2{font-size:26px;margin:0 0 10px}
.h3{font-size:18px;margin:0 0 8px}
.muted{color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
@media (max-width:900px){.grid3{grid-template-columns:1fr}}
.pill{display:inline-flex;gap:8px;align-items:center;padding:6px 10px;border:1px solid var(--line);border-radius:999px;background:rgba(2,6,23,.02);font-size:13px;color:var(--muted)}
.tableWrap{overflow:auto}
table{width:100%;border-collapse:separate;border-spacing:0}
th,td{padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
tr:hover td{background:rgba(2,6,23,.015)}
.faq details{border:1px solid var(--line);border-radius:14px;background:rgba(2,6,23,.015);padding:12px}
.faq details+details{margin-top:10px}
.faq summary{cursor:pointer;font-weight:700}
.footer{margin-top:24px;border-top:1px solid var(--line);padding:24px 0 40px;color:var(--muted)}
.footer a{text-decoration:none}
.cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:14px}
@media (max-width:900px){.cols{grid-template-columns:1fr}}
.small{font-size:13px;color:var(--muted)}
.badge{display:inline-flex;align-items:center;gap:8px;padding:6px 10px;border-radius:999px;border:1px solid var(--line);background:rgba(2,6,23,.015);font-size:13px}